Treehouse Ecosystem: Decentralized Fixed Income Platform for the Future of DeFi

In the world of decentralized finance (DeFi), most products focus on profits that fluctuate according to the market. However, one important but underexplored area is fixed income (Fixed Income) – where investors can predict and secure a stable source of profit. Treehouse was created to address this gap, establishing a standardized and transparent ecosystem for fixed income products on the blockchain. Treehouse is developed by Treehouse Labs with a special architecture consisting of yield-bearing assets tAssets and a decentralized interest rate mechanism DOR (Decentralized Offered Rates). The system operates multi-chain, starting with Ethereum and expanding to many other blockchains, providing sustainable income streams for users. The three foundational layers of Treehouse Treehouse is designed with a three-story architecture to optimize operational efficiency: Profit Layer (Yield Layer)

Users can generate profits from tAssets – for example tETH – by leveraging interest rate fluctuations in the market. Interest Rate Benchmark Layer (

DOR provides a decentralized, transparent, and tamper-proof interest rate standard, helping to price and reference interest rates across the entire DeFi ecosystem.Participation Layer )Participation Layer(

Including Operators, Panelists, Delegators, and End Users, together maintaining operations, consensus, and decision-making for the network. LST 2.0: tAssets – Upgrade from traditional staking Treehouse introduces tAssets – the new generation of Liquid Staking Token )LST(. Not only do they earn staking rewards from PoS as usual, but tAssets also optimize profits by participating in lending protocols such as Aave or Spark. For example: tETH is built on Ethereum, using wstETH from Lido as the underlying asset, while also taking advantage of borrowing-lending opportunities to increase profits. In addition to generating income, tAssets also play a core role in the DOR ecosystem as Panelists and Operators use tETH to ensure accurate interest rate forecasts and mitigate fraud risks. DOR – Transparent and decentralized interest rate standard In traditional finance, interest rate benchmarks such as LIBOR and SOFR have been criticized for being easily manipulable and lacking transparency. Treehouse's DOR replaces this mechanism with a decentralized consensus system, providing stable and objective forecasted interest rates. The main components of DOR include: Operator: Maintain system operation. Panelist: Predict and report interest rates. Referencer: Use DOR to price or create financial products. Delegator: Provide capital to Operator and Panelist. End user: Access fixed income products on DeFi. TREE Token – The heart of the ecosystem TREE is the native token of Treehouse, serving both governance and utility purposes: Query Fees: Referencers pay TREE fees to access DOR data. Staking: Panelists stake TREE to participate in setting interest rates. Governance: TREE holders participate in protocol direction decisions. DAO Grants: Support for new projects in the ecosystem. Rewards: Members providing accurate DOR data will receive TREE rewards. Token allocation TREE: 17.5%: Strategic investors. 17.5%: Core team and collaborators. 35.75%: Community incentives and airdrop. 25%: Reserve fund and ecosystem development. 6.75%: Liquidity and exchange listing. Everything has a vesting period to ensure long-term commitment. Development roadmap Treehouse aims for strong expansion: Launch tAssets on Solana and BNB Chain. Deploy tETH on Layer 2. Further collaborate with new lending protocols. Develop an OTC market for ETH Staking Rate FRA. Integrate DOR into CeFi through products like audit indices. Apply for official interest rate standard license. Expand interest rate data to many other Layer 1s. Conclusion: Treehouse – Fixed Income Platform for DeFi Treehouse is not just a simple DeFi application, but a financial infrastructure that combines the essence of TradFi and DeFi: Transparency through decentralized interest rates. Optimize profits with tAssets and the LST 2.0 mechanism. Sustainability through community governance and reasonable incentive mechanisms. With this orientation, Treehouse promises to become the hub of on-chain fixed income products, providing a fair, decentralized, and unstoppable market. @TreehouseFi #Treehouse $TREE {spot})TREEUSDT(